Do Veterans Pay Property Taxes?
Veterans may qualify for property tax exemptions on their primary residence, helping reduce housing expenses and improve affordability. Eligibility and exemption amounts typically vary based on factors such as disability rating, state laws, county regulations, and local city requirements.
Disabled veterans may also qualify for enhanced benefits, with some states offering larger exemptions or additional tax relief based on service-connected disability status.
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We help Veterans and military families build with VA construction loans nationwide (48 contiguous states and D.C.). We keep each state’s property tax exemption rules in mind so you can plan your budget with the benefits you may qualify for.
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Property Tax Exemptions by State
Here is a short summary of each state’s property tax exemptions available to Veterans who qualify. Click the link next to each summary for your state’s full requirements.
Exemption amounts, rates and conditions can vary by county or city just as they do by state. Veterans should contact their local municipal tax assessor’s office to check for localized exemptions.
| State | Disabled Veteran property tax relief (summary) |
|---|---|
| Alabama | Alabama homeowners who are permanently and totally disabled, including disabled Veterans, can be exempt from all property taxes on their primary residence and up to 160 acres, with no income limit. Apply at your county office. Official details → |
| Alaska | Veterans with a service-connected disability rating of 50% or more are exempt from property tax on the first $150,000 of assessed value of their primary residence. A surviving spouse who is at least 60 years old may continue the exemption. Apply with your local borough or city assessor. Official details → |
| Arizona | Under a 2026 law (HB 2792), the primary residence of a Veteran with a 100% service-connected disability rating is fully exempt from property tax starting with tax year 2026, and an unremarried surviving spouse may keep the exemption. Arizona's older partial exemption for disabled Veterans, which has income limits, still applies to others. Official details → |
| Arkansas | Disabled Veterans who have lost a limb or the use of a limb, are blind in one or both eyes, or are rated 100% totally and permanently disabled from service can receive a full exemption from property taxes on their homestead in Arkansas. An unremarried surviving spouse and minor dependent children may continue the exemption. Apply with your county collector. Official details → |
| California | California's Disabled Veterans' Exemption reduces the taxable value of the primary residence for Veterans rated 100% disabled, paid at the 100% rate for unemployability, blind in both eyes or with loss of use of two or more limbs. There is a basic exemption and a larger low-income exemption, both adjusted for inflation each year, and an unmarried surviving spouse may qualify. Official details → |
| Colorado | Colorado exempts 50% of the first $200,000 of actual value of the primary residence for Veterans with a 100% permanent and total service-connected rating or individual unemployability. Unremarried surviving spouses and Gold Star spouses may also qualify, and applications are due to the county assessor by July 1. Official details → |
| Connecticut | Since October 1, 2024, Connecticut Veterans with a permanent and total service-connected disability rating are fully exempt from property tax on their primary residence. Other Veterans may qualify for smaller local exemptions and income-based Additional Veterans Tax Relief. File with your town assessor. Official details → |
| Delaware | Veterans rated 100% permanently and totally disabled from service (including individual unemployability) who have lived in Delaware for at least 3 years may get a credit for 100% of the non-vocational school district property tax on their primary residence. Applications are due April 30. Official details → |
| Florida | Florida Veterans with a total and permanent service-connected disability are fully exempt from property tax on their homestead, and a surviving spouse may carry the exemption over. Veterans rated 10% or more get a $5,000 reduction in assessed value, and Veterans 65 and older may get a discount equal to their disability percentage. Official details → |
| Georgia | Georgia's disabled Veteran homestead exemption removes a set dollar amount from the home's value for state, county, municipal and school taxes; the amount is tied to a federal figure that changes each year ($121,812 for 2025). It is not a 100% exemption, and an unremarried surviving spouse or minor children living in the home may continue it. Official details → |
| Hawaii | Hawaii's counties offer property tax exemptions on a home owned and occupied by a totally disabled Veteran or their surviving spouse. Rules and amounts vary by county, so check with your county real property tax office. Official details → |
| Idaho | Veterans rated 100% service-connected disabled, or paid at the 100% rate for individual unemployability, can reduce property taxes on their home and up to one acre by as much as $1,500 a year, with no income limit. The home must be your primary residence with a homeowner's exemption, and you must own and live in it before the April 15 application deadline. Official details → |
| Illinois | Illinois's Standard Homestead Exemption for Veterans with Disabilities lowers the assessed value of the primary residence based on rating: a smaller reduction at 30% to 49%, a larger one at 50% to 69%, and at 70% or more the home can be fully exempt up to a cap. It is renewed each year with the county assessor. Official details → |
| Indiana | Under a 2026 law (HEA 1210), totally disabled Veterans get a 100% property tax deduction on their home starting with taxes paid in 2027, with no assessed-value cap; a new application is required. Indiana's older disabled Veteran deductions became credits, which can't be combined with the 100% deduction. Official details → |
| Iowa | Iowa's Disabled Veteran Homestead Tax Credit can cover the full property tax on the home for Veterans with a 100% permanent service-connected rating or permanent and total individual unemployability, and certain surviving spouses and children may qualify. For claims filed on or after July 1, 2026, the credit is limited to one-half acre. File with your city or county assessor by July 1. Official details → |
| Kansas | Kansas doesn't offer a full exemption; instead, Veterans with a service-connected disability rating of 50% or more may qualify for the Homestead Refund (Form K-40H) or a separate property tax relief claim (Form K-40SVR). Both have household income limits, and homes valued at $350,000 or more don't qualify for the Homestead Refund. Official details → |
| Kentucky | Kentucky homeowners who are 65 or older or totally disabled, including Veterans with a total service-connected disability, may qualify for a homestead exemption from the assessed value of their home ($49,100 for 2025-2026; the amount is adjusted for inflation). Apply with your county property valuation administrator. Official details → |
| Louisiana | Louisiana adds extra homestead exemption for disabled Veterans by rating: an additional $2,500 of assessed value at 50% to 69% and $4,500 at 70% to 99%. Veterans rated 100% or unemployable are exempt from property tax on the home, except certain municipal assessments. Apply through your parish Veterans service office and assessor. Official details → |
| Maine | Maine Veterans who are 62 or older or receive federal compensation for total disability may get an exemption of up to $6,000 of their home's value, adjusted by the local ratio. Veterans with VA specially adapted housing may get up to $50,000. Apply with your local assessor. Official details → |
| Maryland | Veterans rated 100% service-connected permanently and totally disabled are fully exempt from property tax on their home and yard in Maryland. Unremarried surviving spouses and certain disabled active-duty members may also qualify. Official details → |
| Massachusetts | Massachusetts offers several Veterans' exemptions (the Clause 22 exemptions) for Veterans with a service-connected disability of 10% or more, Purple Heart recipients, specific losses and 100% disability, with full exemptions for paraplegic Veterans and those with 100% service-connected blindness. Amounts and residency rules can vary by town, so file each year with your local board of assessors. Official details → |
| Michigan | Michigan Veterans rated 100% permanently and totally disabled, paid at the 100% rate for individual unemployability, or who received specially adapted housing may be fully exempt from property tax on their homestead. An unremarried surviving spouse may also qualify; file Form 5107 with your local assessor. Official details → |
| Minnesota | Minnesota's disabled Veterans market value exclusion removes up to $150,000 of a homestead's value for Veterans rated 70% or more and up to $300,000 for Veterans rated 100% totally and permanently disabled. Surviving spouses may continue the exclusion; apply with your county assessor by July 1. Official details → |
| Mississippi | Honorably discharged Veterans with a service-connected total disability are exempt from all property taxes on their homestead in Mississippi. Unremarried surviving spouses may also qualify; apply with your county tax assessor between January 1 and April 1. Official details → |
| Missouri | Missouri's Property Tax Credit is open to Veterans who are 100% disabled from service, and VA payments are left out when figuring household income. The credit is income-based and claimed on a state form after you pay your taxes, rather than as an exemption on your bill. Official details → |
| Montana | Montana's Disabled Veteran Assistance Program lowers the property tax rate on the home of a Veteran with a 100% service-connected disability rating, and an unmarried surviving spouse may qualify. The reduction is 50% to 100%, based on household income and filing status. Official details → |
| Nebraska | Nebraska Veterans who receive VA compensation for a 100% service-connected disability are fully exempt from property tax on their home, regardless of income or home value. Some other disabled Veterans may qualify for an income-based exemption; file Form 458 with your county assessor between February 1 and June 30. Official details → |
| Nevada | Nevada's disabled Veterans' exemption reduces the assessed value of property for Veterans with a service-connected disability rating of 60% or more, with larger amounts at 80% and 100%. The amounts are adjusted each year for inflation; apply with your county assessor. Official details → |
| New Hampshire | New Hampshire gives a $700 yearly property tax credit to honorably discharged Veterans with a total and permanent service-connected disability, Veterans who are double amputees or paraplegic from service, and their surviving spouses. Towns and cities may adopt a larger optional credit of up to $5,000. Official details → |
| New Jersey | New Jersey Veterans rated 100% permanently and totally disabled from service who were honorably discharged and own and live in their home are fully exempt from property tax on it. Surviving spouses may qualify; file with your local assessor. Official details → |
| New Mexico | Beginning with tax year 2026, New Mexico's Disabled Veterans Exemption is based on the percentage of the Veteran's service-connected disability rating (it used to be limited to 100%), and unmarried surviving spouses can apply. Apply through the New Mexico Department of Veterans Services and file with your county assessor. Official details → |
| New York | New York offers three property tax exemptions for Veterans (Alternative, Cold War and Eligible Funds), and the Alternative and Cold War exemptions are larger for Veterans with a service-connected disability. They apply to county, city, town and village taxes, and school districts may opt in. Apply with your local assessor, usually by March 1. Official details → |
| North Carolina | North Carolina excludes the first $45,000 of appraised value of the primary residence for honorably discharged Veterans with a total and permanent service-connected disability, or who received specially adapted housing benefits. It is not a 100% exemption; an unremarried surviving spouse may also qualify. Official details → |
| North Dakota | North Dakota offers a property tax credit for Veterans with a service-connected disability rating of 50% or more, or rated 100% through individual unemployability. The credit is scaled to the disability rating and applied to a set portion of the home's taxable value; file with your county auditor. Official details → |
| Ohio | Ohio's enhanced homestead exemption lets Veterans rated 100% disabled, or paid at 100% for individual unemployability, shield a larger amount of their home's market value from property tax than the standard homestead exemption. There is no income limit, and the amount is adjusted each year; file with your county auditor. Official details → |
| Oklahoma | Honorably discharged Veterans with a 100% permanent service-connected disability are exempt from property tax on the full value of their homestead in Oklahoma. Surviving spouses may also qualify. Official details → |
| Oregon | Oregon Veterans with a service-connected disability rating of 40% or more can remove a set amount from the assessed value of their homestead, and that amount goes up 3% each year. A surviving spouse or registered domestic partner may also qualify; claims are generally due to the county assessor by April 1. Official details → |
| Pennsylvania | Pennsylvania Veterans with a 100% permanent service-connected disability or individual unemployability (or blindness, paraplegia or loss of two or more limbs) who served during wartime may be fully exempt from real estate taxes on their home. Financial need is required, and is presumed when income is under a set threshold; apply through your county Director of Veterans Affairs. Official details → |
| Rhode Island | Rhode Island's Veterans' property tax exemptions are set largely by each city and town, including extra exemptions for Veterans rated totally disabled, so amounts vary widely. A totally disabled Veteran's home acquired or adapted with a VA specially adapted housing grant can be fully exempt. Check with your local tax assessor. Official details → |
| South Carolina | South Carolina Veterans with a total and permanent service-connected disability are fully exempt from property tax on their home and up to five acres. A surviving spouse may also qualify. Official details → |
| South Dakota | South Dakota Veterans with a permanent and total service-connected disability can exempt up to $200,000 of the full and true value of their home, garage and lot. An unremarried surviving spouse receiving DIC may continue it; apply once with your county director of equalization by November 1. Official details → |
| Tennessee | Tennessee provides property tax relief to homeowners who are permanently and totally disabled from service (and certain other disabled Veterans), calculated on up to $175,000 of the home's market value. Surviving spouses have a separate program; apply through your county trustee. Official details → |
| Texas | Texas Veterans rated 100% disabled, or paid at 100% for individual unemployability, are fully exempt from property tax on their homestead. Veterans with lower ratings get a reduction in taxable value ranging from $5,000 (10% to 29%) to $12,000 (70% and up), and unremarried surviving spouses may qualify. Official details → |
| Utah | Utah Veterans with a service-connected disability rated 10% or higher can get a property tax exemption that grows with their disability percentage, up to a maximum set each year. Apply with your county, typically by September 1. Official details → |
| Vermont | Vermont Veterans receiving VA compensation for a disability of 50% or more (or a VA disability pension or medical military retirement) get at least a $10,000 property tax exemption on their home, and towns may raise the municipal portion to $40,000. Surviving spouses and children may qualify; file by May 1 each year. Official details → |
| Virginia | Virginia Veterans with a 100% service-connected permanent and total disability are fully exempt from real estate tax on their primary residence and up to one acre (localities may allow more). An unremarried surviving spouse may keep the exemption; apply to your local Commissioner of the Revenue. Official details → |
| Washington | Washington offers a property tax exemption for Veterans rated 80% or more service-connected disabled, or paid at the 100% rate, who own and live in their home. Income limits are set by county, and the benefit depends on income; apply with your county assessor. Official details → |
| West Virginia | West Virginia Veterans rated 90% to 100% permanently and totally disabled can claim a refundable state income tax credit for the property tax they paid on their homestead (Form DV-1). A separate homestead exemption is available to homeowners who are 65 or older or permanently and totally disabled. Official details → |
| Wisconsin | Wisconsin's Veterans and Surviving Spouses Property Tax Credit is for Veterans with a 100% service-connected disability rating or 100% individual unemployability who meet Wisconsin residency rules. It's claimed on your Wisconsin income tax return, and unremarried surviving spouses may qualify. Official details → |
| Wyoming | Wyoming's Veterans' exemption reduces the assessed value of a qualifying Veteran's home by $6,000 a year, or can be applied to vehicle registration fees instead. It's available to honorably discharged Veterans who served in qualifying periods or have a compensable service-connected disability, subject to a Wyoming residency requirement. Official details → |
| District of Columbia | D.C.'s Disabled Veterans' Homestead Deduction removes $445,000 from the assessed value of the home for Veterans rated 100% permanently and totally disabled or paid at the 100% rate for unemployability, subject to a household income limit. It can't be combined with the regular homestead deduction; apply with the Office of Tax and Revenue. Official details → |
How Veteran Property Tax Exemptions Work
Many states offer exemptions only for disabled Veterans. A few things to keep in mind:
- Common exemptions include Veteran, Disabled Veteran, Homestead, Over 65 and more.
- Not all Veterans or homeowners qualify for these exemptions.
- Exemptions can vary by county and state.
- You may be required to renew your exemption benefits annually.