Apply for your VA construction loan

How applying works

1. Click “Start my application.” CrossCountry Mortgage’s secure application opens in a new tab. That’s the company I lend through, and your application comes straight to my team.
2. Create a login with your email. You can stop, save and come back to finish whenever you like.
3. Answer the questions. Most Veterans are done in about 10 minutes.

Have these handy

• Where you’ve worked the last two years, with start dates
• Your monthly income before taxes, including any BAH, VA disability pay or retirement
• Rough balances for checking, savings and retirement accounts
• What you pay now for rent or your mortgage

No Certificate of Eligibility yet? You don’t need one to apply. My team can request it for you.

Tell us about your build

Mention that you’re planning a VA one-time close construction loan, whether you’re buying a lot or building on land you already own, and who your builder is if you have one. If you already have a builder, my team starts the builder approval right away. If you don’t, we can review a builder for you before you sign a contract.

Building anywhere in the 48 contiguous states or D.C.? Apply the same way. Shirley’s team handles your loan from start to finish.

What happens after you apply

1. My team reviews your application as soon as it comes in.
2. If you qualify, you get a pre-approval letter and a full itemized estimate.
3. If you’re not there yet, you get a clear plan to get ready.

Start my application