Modern Barn House & Shop in Tyler, TX – Built with a VA One-Time Close Construction Loan
Loan Closed: April 2025
Location: Tyler, Texas
Combining Work and Home with a VA One-Time Close Construction Loan
This project in Tyler, TX combines a home and a workspace in one VA construction loan. On 25 acres, the Veteran is building a 1-bedroom barn-style home and an insulated 30’ x 40’ shop.
By using a VA One-Time Close Construction Loan, the Veteran financed the whole project with one loan: no PMI, no second closing and no down payment.
Project Snapshot
Loan Type: VA One-Time Close Construction Loan
Land Ownership: Already owned
Loan Funded: April 2025
Down Payment: None
Shop Size: 30’ x 40’
Home Size: 1 bed / 1 bath
Lot Size: 25 acres
Special Features: Foam insulation, mini-split HVAC, LED lighting, covered patio
Design Focus: Efficient, insulated living and workspace for flexibility and comfort
Why This Build Matters
This modern barn house and shop project shows how Veterans who own land can use VA construction financing to build a home that fits how they live and work. With a VA One-Time Close Loan, the home, the shop and the utilities are financed with one closing. The builder is using foam insulation, mini-split HVAC and LED lighting to keep energy costs down.