Custom Stick-Built Home in Spring Branch, TX
Loan Closed: April 2025
Location: Spring Branch, Texas
Building a Modern Farmhouse with a VA One-Time Close Construction Loan
In Spring Branch, TX, a Veteran family is building a custom home with a VA One-Time Close Construction Loan. They own their land outright, so the loan combines land improvements, construction and the permanent mortgage with one closing.
This modern farmhouse is laid out for everyday family living, with a covered porch connecting indoor and outdoor space.
Project Snapshot
Loan Type: VA One-Time Close Construction Loan
Land Ownership: Already owned
Loan Funded: April 2025
Down Payment: $0 (VA benefit used)
Home Size: Approx. 2,700+ sq ft — 3 bedrooms, 2+ bathrooms
Lot Size: 3 acres
Special Features: Covered porch, attached 2-car garage, fireplaces, vaulted ceilings, custom built-ins, laundry & pantry rooms, media room
Design Focus: Modern farmhouse style, efficient layout, indoor-outdoor connection, family privacy and comfort
Why This Build Matters
This project highlights how Texas Veterans can use a VA One-Time Close Construction Loan to build the home they want on land they already own, with a local builder, no PMI and one closing.