🏡 Custom Family Home in Henderson County, TX
Loan Closed: April 2025
Location: Henderson County, Texas
Turning a Family’s Vision Into a Forever Home with a VA Construction Loan
In Henderson County, TX, a Veteran family built a custom home planned for comfort, durability and long-term use. With a VA One-Time Close Construction Loan, the family used their VA benefit to finance land improvements, construction, and the permanent mortgage all at once—with no PMI, no second closing, and zero down payment.
Project Snapshot
Loan Type: VA One-Time Close Construction Loan
Land Ownership: Already owned
Loan Funded: April 2025
Down Payment: $0 (VA benefit used)
Home Size: Approx. 3,671 sq ft under roof
Lot Size: 1 acre
Special Features: Cedar mantle fireplace, foam insulation, custom cabinetry, Generac generator, aerobic septic system, propane, seamless gutters, asphalt driveway, frameless shower glass
Design Focus: Long-term comfort, durable finishes, efficient systems, and practical upgrades for everyday living
Why This Build Matters
This project shows how Veterans who own land can build their dream home using a VA One-Time Close Construction Loan, combining land improvements, construction and the permanent mortgage in one loan with one closing.