Modern Farmhouse in Huntington, TX – Stick Build on 20 Acres
Loan Closed: May 2025
Location: Huntington, Texas
A Veteran’s Vision: Building a Modern Farmhouse with a VA Construction Loan
On 20 acres in rural Huntington, TX, a Veteran is building a 2,500 sq ft modern farmhouse with a VA One-Time Close Construction Loan. The Veteran already owned the land, so construction and the permanent mortgage are in one loan with one closing.
Project Snapshot
Loan Type: VA One-Time Close Construction Loan
Land Ownership: Already owned
Loan Funded: May 2025
Down Payment: $0 (VA entitlement benefit used)
Home Size: 2,500 sq ft – 3 bed / 2.5 bath
Lot Size: 20 acres
Special Features: Oversized garage, large open-concept living area
Design Focus: Modern Farmhouse with casual elegance and functional flow
Why This Build Matters
This project shows that VA construction loans can be used for fully customized homes, not just basic builds, with $0 down on loans up to $1 million. Features like the oversized garage and open living area are part of the plans the lender and appraiser review before closing.
The builder is paid in draws as each construction milestone is inspected, and the Veteran makes no payments during the build.