Generational Luxury Home – Built with a VA Jumbo Construction Loan
Loan Closed: April 2025
Location: Heath, Texas
Building Generational Luxury with a VA One-Time Close Jumbo Construction Loan
In Heath, TX, a Veteran is building a custom 6,500 sq ft home designed for multi-generational living. With a VA One-Time Close Jumbo Construction Loan, the Veteran purchased the land and financed the entire build in one transaction, with no second closing and no separate land loan.
Project Snapshot
Loan Type: VA One-Time Close Jumbo Construction Loan
Land Ownership: Purchased as part of the construction loan
Loan Funded: April 2025
Down Payment: 5%
Home Size: 6,500 sq ft – 5 bed / 6.5 bath
Lot Size: 1.38 acres
Special Features: Two garages, outdoor living spaces, guest suite, his & her bathrooms
Design Focus: Contemporary Transitional – combining clean modern design with warm, timeless elegance
Why This Build Matters
This project shows how Veterans with VA entitlement can still finance luxury-level custom homes—even those with jumbo price tags—using the VA One-Time Close Construction Loan. One closing covers the land, the construction and the permanent mortgage. Because this loan is over $1 million, it needed 5% down; loans up to $1 million can be $0 down, and the maximum is $2 million.